Richmond Rehab Funding

Your #1 source for hard money in Virginia!

Pictured: Tom and his son, Whit, at a Hampton Roads job site.

Hard Money Lenders

Copyright 2013. Richmond Rehab Funding, LLC. All rights reserved.


Tom Kern founded Richmond Rehab Funding with the goal of combining his vast experience and knowledge of finance and construction into a hard money lending business that provides superior service to its investor-clients. Tom Kern graduated from the business school at the University of Richmond. He continued his education by earning his Masters in Business Administration from Emory University in Atlanta, Georgia. Tom is also a Certified Public Accountant as well as a Certified Financial Planner. After working in the investment banking industry, Tom pursued entrepreneurship as a full time job. Tom specialized in building ocean front spec homes in the Outer Banks, North Carolina. Additionally, Tom has developed a 77,000 square foot adaptive re-use self storage facility with over 500 units located near Virginia Commonwealth University (VCU) at 1400 Chamberlayne Avenue in Richmond, VA. With an extensive background in finance coupled with his vast experience in construction, Tom wants to ensure that his investor-clients are successful.


​Also on the Richmond Rehab Funding team is Tom's son, Whit. Whit graduated from the Virginia Military Institute with a degree in Economics and Business. Whit spent time rehabbing houses in the Richmond area which helped to aid in his growing knowledge of construction and real estate market trends. Additionally, Whit is a licensed real estate agent with One South Realty Group. Whit is currently in the process of obtaining his Class A/BLD contractor license.​​

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Home office of Richmond Rehab Funding, LLC in Richmond, VA!


Call us at 804-304-1228 for more information!